1. About These Terms
These Terms and Conditions govern your use of the website www.utomi.life (“the Website”), operated by Utomi and Aeroworx Emergency Medical Management Ltd (“we”, “us”, “our”).
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.
2. Website Information
The content on this Website is provided for general information purposes only.
While we aim to keep information accurate and up to date, we do not guarantee that all content is complete, current, or free from errors.
Information on this Website does not constitute medical, legal, or insurance advice, nor a binding offer of cover.
3. Insurance & Membership Information
All Utomi products and services are subject to a formal Membership Agreement, Policy Terms and Conditions, eligibility requirements, and underwriting approval (where applicable).
In the event of any inconsistency, the formal policy documents shall prevail over website content.
4. Medical & Emergency Services Disclaimer
Utomi coordinates emergency medical and evacuation services through qualified partners.
Medical decisions are made by licensed healthcare professionals. Treatment outcomes cannot be guaranteed.
Service availability may depend on location, weather, security, and operational factors.
We do not guarantee specific medical results, response times, or outcomes.
5. User Responsibility
You are responsible for ensuring that any product or service meets your personal requirements.
You must ensure that information provided by you is accurate and complete.
Use of this Website is at your own risk.
6. Limitation of Liability
To the fullest extent permitted by law, we exclude all liability for loss arising from reliance on website content, business interruption, indirect or consequential loss, technical failures, and third-party service providers.
Nothing in these Terms excludes liability for fraud or personal injury caused by negligence.
7. Data Protection & Cookies
We process personal data in accordance with UK GDPR and applicable data protection laws.
Our use of cookies and personal data is explained in our Privacy Policy and Cookie Policy.
8. Intellectual Property
All content on this Website, including text, graphics, logos, and layout, is owned by or licensed to us.
You may not reproduce, distribute, or use content without prior written permission.
9. Third-Party Links
This Website may contain links to external websites.
We do not control or endorse these websites and are not responsible for their content.
Accessing third-party sites is at your own risk.
10. Website Availability
We aim to keep the Website available at all times but do not guarantee uninterrupted access.
We may suspend, withdraw, or modify the Website without notice.
11. Changes to These Terms
We may update these Terms from time to time.
Revised Terms will be effective when published on the Website.
Continued use constitutes acceptance.
12. Governing Law
These Terms are governed by the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
